/* =========================
   GLOBAL
========================= */

*{
  margin:0;
  padding:0;
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  font-family:'Inter', sans-serif;
  background:#2f3148;
  color:#fff;
  overflow-x:hidden;
}

img{
  max-width:100%;
  display:block;
}

section{
  width:100%;
  overflow:hidden;
}

.container{
  width:90%;
  max-width:1200px;
  margin:auto;
}

/* =========================
   ANIMATIONS
========================= */

@keyframes fadeUp{
  from{
    opacity:0;
    transform:translateY(40px);
  }

  to{
    opacity:1;
    transform:translateY(0);
  }
}

@keyframes fadeLeft{
  from{
    opacity:0;
    transform:translateX(-50px);
  }

  to{
    opacity:1;
    transform:translateX(0);
  }
}

@keyframes fadeRight{
  from{
    opacity:0;
    transform:translateX(50px);
  }

  to{
    opacity:1;
    transform:translateX(0);
  }
}

@keyframes zoomIn{
  from{
    opacity:0;
    transform:scale(.8);
  }

  to{
    opacity:1;
    transform:scale(1);
  }
}

.fade-in{
  animation:fadeUp 1s ease forwards;
}

/* =========================
   HEADER
========================= */

header{
  background:rgba(255,255,255,0.96);
  backdrop-filter:blur(10px);
  position:sticky;
  top:0;
  z-index:1000;
  border-bottom:1px solid #eee;
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px 0;
  position:relative;
}

.logo{
  height:22px;
  animation:fadeLeft 1s ease;
}

/* NAV LINKS */

.nav-links{
  display:flex;
  align-items:center;
  gap:30px;
  margin-left:auto;
}

.nav-links a{
  text-decoration:none;
  color:#000;
  font-size:14px;
  font-weight:600;
  transition:.3s ease;
  white-space:nowrap;
}

.nav-links a:hover{
  color:#2767f5;
  transform:translateY(-2px);
}

/* LOGIN */

.login{
  background:#2767f5;
  color:#fff !important;
  padding:10px 18px;
  border-radius:6px;
  transition:.3s ease;
}

.login:hover{
  background:#1748be;
}

/* DROPDOWN */

.dropdown{
  position:relative;
}

.dropdown-menu{
  position:absolute;
  top:120%;
  left:0;
  background:#fff;
  min-width:220px;
  border-radius:10px;
  box-shadow:0 10px 30px rgba(0,0,0,0.08);
  padding:10px 0;

  opacity:0;
  visibility:hidden;
  transform:translateY(10px);

  transition:.3s ease;
}

.dropdown-menu a{
  display:block;
  padding:12px 18px;
  color:#000;
}

.dropdown-menu a:hover{
  background:#f4f4f4;
}

.dropdown:hover .dropdown-menu{
  opacity:1;
  visibility:visible;
  transform:translateY(0);
}

/* HAMBURGER */

.menu-toggle{
  display:none;
  font-size:32px;
  cursor:pointer;
  color:#000;
  transition:.3s ease;
}

.menu-toggle:hover{
  transform:scale(1.1);
}

/* =========================
   HERO
========================= */

.hero{
  background:linear-gradient(90deg,#1f5be3,#2767f5);
  padding:120px 8%;
  position:relative;
}

.hero-content{
  width:100%;
  max-width:700px;
  animation:fadeLeft 1.2s ease;
}

.hero h3{
  font-size:14px;
  letter-spacing:2px;
  margin-bottom:10px;
}

.hero h1{
  font-size:clamp(42px,8vw,90px);
  font-weight:800;
  line-height:1;
  margin-bottom:20px;
}

.hero p{
  font-size:clamp(14px,2vw,20px);
  line-height:1.7;
  max-width:650px;
}

/* =========================
   MAIN SECTION
========================= */

.section{
  text-align:center;
  padding:100px 5%;
}

.section h2{
  font-size:14px;
  letter-spacing:2px;
  color:#d1d5db;
  animation:fadeUp 1s ease;
}

.section h1{
  font-size:clamp(32px,6vw,70px);
  color:#2c6cff;
  margin:15px 0 25px;
  font-weight:800;
  animation:fadeUp 1s ease;
}

.section-text{
  max-width:700px;
  margin:auto;
  line-height:1.8;
  color:#ddd;
  font-size:15px;
  animation:fadeUp 1.2s ease;
}

/* BENEFITS */

.benefits{
  display:flex;
  justify-content:center;
  gap:40px;
  margin-top:70px;
  flex-wrap:wrap;
}

.card{
  width:100%;
  max-width:280px;
  transition:.4s ease;
  animation:zoomIn 1s ease;
}

.card:hover{
  transform:translateY(-12px);
}

.icon{
  width:140px;
  height:140px;
  background:#e5e5e5;
  border-radius:50%;
  margin:0 auto 20px;
  display:flex;
  align-items:center;
  justify-content:center;
  transition:.4s ease;
}

.icon img{
  width:90px;
}

.card:hover .icon{
  transform:scale(1.08) rotate(3deg);
}

.card h3{
  margin-bottom:12px;
  font-size:16px;
}

.card p{
  color:#d1d5db;
  line-height:1.6;
  font-size:14px;
}

/* =========================
   VALUES SECTION
========================= */

.values{
  background:#efefef;
  padding:100px 5%;
}

.values-container{
  max-width:1100px;
  margin:auto;
  text-align:center;
}

.values-header{
  animation:fadeUp 1s ease;
}

.values-header h4{
  color:#333;
  letter-spacing:2px;
  margin-bottom:12px;
}

.values-header h1{
  font-size:clamp(32px,6vw,60px);
  margin-bottom:20px;
  color:#111;
}

.values-header span{
  color:#2767f5;
}

.values-header p{
  color:#555;
  max-width:700px;
  margin:auto auto 50px;
  line-height:1.7;
}

/* GRID */

.values-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:25px;
}

/* VALUE CARDS */

.values-grid .card{
  max-width:100%;
  min-height:180px;
  padding:30px;
  text-align:left;
  position:relative;
  overflow:hidden;
  color:#fff;
}

.card.blue{
  background:#2563eb;
}

.card.dark{
  background:#2b2d42;
}

.card.gray{
  background:#5a5a5f;
}

.values-grid .card h3{
  font-size:18px;
  margin-bottom:14px;
}

.values-grid .card p{
  color:#fff;
  line-height:1.7;
}

.values-grid .card::after{
  content:"";
  position:absolute;
  top:0;
  right:-20px;
  width:60px;
  height:100%;
  background:rgba(0,0,0,0.2);
  transform:skewX(-20deg);
  transition:.4s ease;
}

.values-grid .card:hover::after{
  right:-5px;
}

/* =========================
   DISCLAIMER
========================= */

.finance-disclaimer{
  background:#f5f5f5;
  padding:70px 5%;
}

.disclaimer-container{
  max-width:1100px;
  margin:auto;
  color:#6b7280;
  line-height:1.8;
  font-size:14px;
  animation:fadeUp 1s ease;
}

.disclaimer-container p{
  margin-bottom:20px;
}

.disclaimer-container a{
  color:#2563eb;
}

.bold{
  font-weight:700;
  color:#444;
}

.disclaimer-logos{
  display:flex;
  gap:20px;
  flex-wrap:wrap;
  margin-top:30px;
}

.disclaimer-logos img{
  height:40px;
  object-fit:contain;
  transition:.3s ease;
}

.disclaimer-logos img:hover{
  transform:scale(1.08);
}

/* =========================
   FOOTER
========================= */

.finance-footer{
  background:#2f3147;
  padding:70px 5%;
}

.footer-container{
  max-width:1200px;
  margin:auto;
}

.footer-logo{
  margin-bottom:40px;
  animation:fadeLeft 1s ease;
}

.footer-logo img{
  height:24px;
}

/* FOOTER GRID */

.footer-columns{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
  gap:40px;
}

.footer-col{
  animation:fadeUp 1s ease;
}

.footer-col h4{
  font-size:13px;
  margin-bottom:18px;
  letter-spacing:1px;
}

.footer-col a{
  display:block;
  text-decoration:none;
  color:#d1d5db;
  margin-bottom:12px;
  line-height:1.6;
  transition:.3s ease;
  font-size:14px;
}

.footer-col a:hover{
  color:#fff;
  transform:translateX(5px);
}

/* =========================
   LARGE TABLETS
========================= */

@media(max-width:992px){

  .hero{
    padding:100px 5%;
  }

  .section{
    padding:90px 5%;
  }

  .values{
    padding:90px 5%;
  }

}

/* =========================
   TABLETS
========================= */

@media(max-width:768px){

  /* NAV */

  .menu-toggle{
    display:block;
    z-index:1001;
  }

  .nav-links{
    position:absolute;
    top:100%;
    left:0;
    width:100%;
    background:#fff;

    flex-direction:column;
    align-items:flex-start;

    padding:25px;

    opacity:0;
    visibility:hidden;

    transform:translateY(-10px);

    transition:.3s ease;
  }

  .nav-links.active{
    opacity:1;
    visibility:visible;
    transform:translateY(0);
  }

  .dropdown{
    width:100%;
  }

  .dropdown-menu{
    position:static;
    opacity:1;
    visibility:visible;
    transform:none;
    box-shadow:none;
    padding-left:10px;
    margin-top:10px;
    display:none;
  }

  .dropdown:hover .dropdown-menu{
    display:block;
  }

  /* HERO */

  .hero{
    padding:90px 20px;
  }

  .hero-content{
    text-align:left;
  }

  /* BENEFITS */

  .benefits{
    flex-direction:column;
    align-items:center;
  }

  .card{
    max-width:100%;
  }

  /* VALUES */

  .values-container{
    padding:0;
  }

  /* FOOTER */

  .footer-columns{
    grid-template-columns:1fr 1fr;
  }

}

/* =========================
   PHONES
========================= */

@media(max-width:480px){

  .logo{
    height:18px;
  }

  .hero{
    padding:80px 15px;
  }

  .hero h1{
    line-height:1.1;
  }

  .section{
    padding:70px 15px;
  }

  .values{
    padding:70px 15px;
  }

  .values-header p{
    font-size:14px;
  }

  .icon{
    width:110px;
    height:110px;
  }

  .icon img{
    width:70px;
  }

  .footer-columns{
    grid-template-columns:1fr;
  }

  .finance-footer{
    padding:60px 15px;
  }

}